Mortgage financing
Miami mortgage financing shaped around the purchase.
Vendel Aradi is a licensed mortgage broker with Resilience International Lending — lender comparison, pre-approval, and loan structures built for Miami buyers, second-home owners, and investors.
Loan guidance
One advisor for the property and the financing.
Most buyers negotiate a home and a loan with two people who never speak. Here, both sit with the same advisor. We review your goals and finances first, then shop multiple lenders and translate their offers into plain numbers — rate, monthly payment, closing costs, and what it means for your long-term plan.
Financing options
Programs we place.
Conventional loans
Competitive fixed and adjustable-rate financing for primary residences and second homes.
Jumbo financing
High-balance loans for luxury purchases, with lenders experienced in Miami valuations.
FHA & VA loans
Lower down payment and veteran programs for qualified buyers.
Investor & DSCR loans
Income-based qualification for rental and commercial assets, including portfolio lenders.
Foreign national loans
Financing for international buyers purchasing in South Florida without U.S. credit history.
Refinance & cash-out
Lower your rate, change your term, or access equity for the next acquisition.
Qualification process
From first call to clear to close.
01 Consultation
A short conversation about your goals, timeline, budget, and any credit or income considerations.
02 Documentation
A simple document checklist — income, assets, identification — reviewed for a realistic picture up front.
03 Pre-approval
We match you with the right lenders and issue a pre-approval that strengthens your offer.
04 Underwriting
Appraisal, conditions, and lender communication handled and tracked on your behalf.
05 Closing
Final figures reviewed with you before signing, with no surprises at the table.
Find out what you qualify for.
A no-obligation consultation, in English or Spanish.